From: Subject: Connecticut State Employees Retirement System Tier I SERS BENEFIT ESTIMATE DISCLAIMER Date: Fri, 25 Mar 2011 10:47:06 -0400 MIME-Version: 1.0 Content-Type: multipart/related; type="text/html"; boundary="----=_NextPart_000_0000_01CBEAD9.FBDE8C20" X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.5994 This is a multi-part message in MIME format. ------=_NextPart_000_0000_01CBEAD9.FBDE8C20 Content-Type: text/html; charset="Windows-1252" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.osc.state.ct.us/empret/tier2summ/workshop/disclaimer.htm Connecticut State Employees Retirement = System Tier I SERS BENEFIT ESTIMATE DISCLAIMER
Office of the State Comptroller
Retirement = Services=20 Division

SERS BENEFIT ESTIMATE DISCLAIMER

This is a benefit estimator only. It will estimate your = pension=20 based strictly on the information you provide.
The estimator is not=20 connected to your earnings record, payroll, CORE or your agency=92s = information=20 file. The accuracy of your estimate will depend on how closely the = information=20 you provide matches the information used to calculate your benefit at = the time=20 you retire. Factors that may affect the accuracy of the estimate include = changes=20 to contributions, earnings, retirement credit, final average salary, = calculation=20 factors, legislative changes or any other relevant information. = The=20 estimator will not calculate:

The information you provide and the estimates that are created are = not=20 reviewed, audited or verified by the State of CT Retirement Services = Division=20 (RSD). As a result, the benefit estimate produced by this estimator is = not=20 binding on the State of CT or RSD. This estimate does not entitle you to = any=20 benefits. The actual benefit you may be entitled to receive can only be = known=20 and officially calculated when you retire.

DO NOT USE THIS ESTIMATOR IF:

In these situations call Retirement Counseling at 860-702-3490 = for=20 assistance.

Internal Revenue Code, Section 415(b) imposes limits on the amount = of=20 retirement benefit that an individual can receive. The allowable monthly = benefit=20 is based on retirement age and is significantly lower at younger ages. = Current=20 maximum allowable benefits at sample retirement ages are:

Age at    Monthly    Age at    Monthly    Age at    Monthly
Retirement    Benefit    Retirement    Benefit    Retirement    Benefit
55    $10,070    60    $14,110    62 & above    $16,250

This estimator = does not=20 currently limit benefits to these amounts.
This feature is under = construction=20 and will be introduced in the near future.

You should not rely on this benefit estimate in making any = retirement=20 based decisions or taking any action with respect to your SERS benefits. = SERS=20 strongly urges you to consult with a qualified tax advisor who is = familiar with=20 your particular financial facts and circumstances, including any plans = other=20 than SERS in which you may have participated.

I understand the above = statements and am=20 ready to do a benefit estimate.

Back to = State=20 Employees and Retirees Benefits Information
Back to Comptroller's Home Page =

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